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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) highway.
B) iron pin.
C) fence line.
D) corner of a recorded subdivision lot.

2. The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a

A) required use.
B) bundled services.
C) kickback.
D) conversion.

3. An agent who collects money from an insured and holds it for payment to the insurer is

A) acting in a fiduciary capacity.
B) commingling funds.
C) providing coverage.
D) wrongfully withholding funds.

4. Which of the following is excluded from coverage in the standard owner's policy?

A) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
B) any law, ordinance, or governmental regulation without filed notice
C) lack of a right of access to and from the land
D) recorded documentation on the title to real property without acknowledgment

5. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) obtain proper identification from all signers
B) affix his or her official stamp
C) sign his or her name on the witness line
D) list the expiration date of his or her commission

Solutions: