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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

Question 1

Medicaid is best described as:

A. A private insurance policy sold by producers
B. A joint federal-state program that provides medical assistance to eligible individuals
C. A Medicare supplement insurance plan
D. A federal retirement program funded only by payroll taxes

Question 2

A person insured under a policy of Long Term Care insurance issued pursuant to a direct response solicitation has how many days after delivery to return the policy for a full refund?

A. Sixty days
B. Forty-five days
C. Thirty days
D. Ten days

Question 3

An applicant unintentionally gives an incorrect answer about a material health condition on a life insurance application. This is best described as:

A. A rider
B. A premium-payment mode
C. A warranty that automatically voids the policy
D. A representation that may be material to underwriting

Question 4

Group coverage for a handicapped dependent child may be continued if the primary insured submits the required proof to the insurance company within what MAXIMUM period of time after the child reaches the limiting age?

A. 15 days
B. 31 days
C. 30 days
D. 45 days

Question 5

In Nevada, a producer or examining physician who knowingly and willfully makes a false statement on an application for insurance may be guilty of:

A. misrepresentation
B. twisting
C. fraud
D. coercion

Solutions: